If you’re not a seasoned Wall Street investor or a banking wizard with a masters in finance, it can be hard to know who to trust with your finances. Who has your best interests in mind? Do slick Wall Street hedge fund managers really know enough to justify their financial podcast? Is it safe to take the advice of your next door neighbor? Surely any person that gets paid to give financial advice over the radio or television airwaves are certain to be trustworthy and reputable, right? The answer really lies in what you want with your money. At Factum Financial, we aren’t trying to “sell” you our ideas, only to see you holding the bag with buyers remorse. We are educators that want to see individuals, families, and small businesses enjoying the security and freedom that comes from Infinite Banking. When you’re deciding whether to hire a financial advisor, you should always consider certain qualifications to know who has your best interests in mind.

How Do Your Values Align?

If you are seeking a financial advisor, make sure that you understand what their values are. A committed and scrupulous advisor will be open and honest about what they value and how your relationship with them will work. If there is any attempt to hide what they think or to push you into products that might not be right for you for the sake of their commission, they may not be the right person to trust.

How Knowledgeable Are They?

You will want to make sure that the advice and guidance you receive from your financial advisor is sound and they know what they are talking about. Some people try to judge this off of educational qualification, but that’s not always indicative of expertise. How much do they know about the products and services you are interested in? Are they passionate or robotic in their response? Can they answer all or most of your questions and are they committed to finding you answers when they don’t have them off hand? It’s important to know you aren’t trusting your hard earned money to people who don’t know what to do with it.




How Patient Are They?

This one is a tricky but important one. While you don’t want to be wary of good advice or time-sensitive opportunities when they appear, you should also be cautious of “sales pressure” from an individual you mean to trust with your wealth and it’s growth. If a financial advisor isn’t patient with your concerns, they might be looking for a bump on their commission for the year instead of what benefits you the most.

Are They Committed To Service?

If you have entrusted someone with your money, then you should expect a quality level of service from your advisor. If they don’t have time to meet and speak with you about your concerns, how well are they watching your money? Conversely, if they constantly berate you with calls and emails in an attempt to sell you new products that earn them a commission, maybe they don’t have your best interests in mind.

Be Your Own Financial Advocate

If there is so much uncertainty and the possibility of massive losses on your part when you hire a financial advisor, wouldn’t it be better to manage your growth and security yourself? That sounds daunting, especially for those without a masters in finance, but the reality is that it’s much easier than you think. With Infinite Banking, security and growth that you control are the focus of this time-honored strategy.

When you work with the Factum Financial team, your specifically designed whole-life insurance plan operates as a powerful financial conduit through which you can see true compounding and increased cash flow while protecting your wealth from excessive taxation. You don’t need the market-backed financial products that an advisor might sell you because you will be maximizing your cash flow and using the cash value built into your policy to make purchases that you have always dreamed of.

If you are looking for a way to make your money work for you, while growing in safety, you don’t need a shifty financial advisor to galvanize your wealth strategy. You can take control of your finances now and we can help. Contact a wealth Strategist from Factum Financial to schedule your free wealth strategy session today.

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