Factum Financial Privacy Policy

 

How does the site use Personally Identifiable Information?

 

Factum Financial uses Personally Identifiable Information to customize the website, to make appropriate service offerings, to customize programs for clients, and to fulfill buying and selling requests. We may email visitors and authorized customers about research information related to the subject matter. We may email about purchase and selling opportunities that occur on the site.  We may also use Personally Identifiable Information to contact visitors and authorized customers in response to specific inquiries or to provide requested information or website legal forms.

 

With whom may the information be shared?

 

Personally Identifiable Information about customers may be shared with staff and companies we conduct business with whom wish to evaluate potential transactions or verify the information. We may share aggregated information about visitors, including the demographics of our visitors and authorized customers, with affiliated agencies and vendors. We always offer the opportunity to opt-out of receiving information or being contacted by us or any agency acting on our behalf.

 

How is Personally Identifiable Information stored?

 

Personally Identifiable Information collected by factumfinancial.com is securely stored and is not accessible to third-parties or employees of Factum Financial except for use as indicated above.

 

What choices are available to visitors regarding collection, use and distribution of the information?

 

Visitors may opt-out of receiving information from or being contacted by us and our vendors and affiliated agencies by responding to emails as instructed, or by contacting Factum Financial.

 

Are cookies used on the site?

 

Factum Financial uses cookies to obtain information about the preferences of visitors and the services they select. We also use cookies for security purposes to protect our authorized customers..

 

How does Factum Financial use login information?

 

Factum Financial uses login information, including, but not limited to, IP addresses, ISPs, and browser types, to analyze trends, administer the Site, track a visitor’s movement and use; as well as, gathering broad demographic information. No Personally Identifiable Information is collected when browsing our site.

 

What partners or service providers have access to Personally Identifiable Information from visitors and/or authorized customers on the site?

 

Factum Financial has entered into partnerships and will continue to enter into partnerships and other affiliations with a number of vendors.These vendors may have access to certain Personally Identifiable Information on a need to know basis for evaluating authorized customers for service eligibility.

 

Our privacy policy does not cover their collection or use of this information.

 

Disclosure of Personally Identifiable Information to comply with law.

 

We will disclose Personally Identifiable Information in order to comply with FCC regulations and any requirements as advised by legal counsel.  We will also disclose Personally Identifiable Information when reasonably necessary to protect the safety of Visitors and customers.

 

How does the site keep Personally Identifiable Information secure?

 

All of our employees are familiar with our security policy and practices. The Personally Identifiable Information of our Visitors and authorized customers is only accessible to a limited number of qualified employees. We audit our security systems and processes on a regular basis. Sensitive information, such as credit card numbers or social security numbers, is protected by encryption protocols. While we take all precautions and reasonable measures to maintain a secure site, electronic communications and databases are subject to errors, tampering and break-ins. Factum cannot guarantee or warrant that these events will not take place. Factum will not be liable to Visitors or authorized customers for any such occurrences.

 

How can visitors correct any inaccuracies in Personally Identifiable Information?

 

Visitors and authorized customers may contact the Factum team to update Personally Identifiable Information about them or to correct any inaccuracies by emailing us.

 

Can a visitor delete or deactivate Personally Identifiable Information collected by the site?

 

Customers can delete/deactivate Personally Identifiable Information from the Site’s database by contacting us. Because of backups and records of deletions, it may be impossible to delete a Visitor’s entry without retaining some residual information. An individual who requests to have Personally Identifiable Information deactivated will have this information functionally deleted, and we will not sell, transfer, or use Personally Identifiable Information relating to that individual in any way moving forward.

 

What happens if the privacy policy changes?

 

Factum Financial will notify our visitors and authorized customers about changes to our privacy policy by posting such changes on the Site. However, if we are changing our privacy policy in a manner that might cause disclosure of Personally Identifiable Information that a visitor or authorized customer has previously requested not be disclosed, we will contact such visitor or authorized Customer to allow such visitor to prevent such disclosure.

 

Links:

 

This web site contains links to other web sites. Please note that when you click on one of these links, you are moving to another web site. We encourage you to read the privacy statements of these linked sites as their privacy policies may differ from ours.

 

Spam:

 

By providing information to this Website that forms the basis of communication from you, such as an email address, you waive all rights to file complaints concerning unsolicited email or spam from this Website. By providing such information, you agree to receive communication from the Company and its affiliated organizations. However, all email communication with you shall contain an ‘unsubscribe’ link where you may notify the Website that you no longer wish to receive solicitations or information from the Website and your name will be removed from the general solicitation database.

 

Commitment to Data Security

 

This Website takes measures to protect its data that contains information related to you. However, no security system is impenetrable. We cannot guarantee the security of our database, nor can we guarantee that information will not be intercepted while being transmitted to us over the Internet. As a consideration for viewing this Website, you waive any and all claims for damages of any nature against the Company and you further acknowledge that Factum Financial is not responsible for damages to you arising from any misuse of your Personal Information.

 

Commitment to Safe and Secure User Experience:

 

This website and the Factum Financial team are committed to a user experience that is free from slander and libel in regard to Factum Financial or any other third party. Factum Financial also commits to protecting users and third party interactors from inappropriate, obscene or illegal content. No such content shall be posted by any user or third party interactor and is grounds for removal or even legal action. Harassment of any kind shall not be tolerated.  All comments and interactions on the website must be approved through a stringent process and all interactions are reviewed through this scope.

 

All opinions of users, commenters and third party interactors are their opinions alone and are not shared or endorsed by Factum Financial.

 

Any user, commenter or third party interacting and using content from this website or from Factum Financial on other platforms are not endorsed or supported by Factum Financial.

 

Age restrictions:

 

By continuing to use this site, you agree that you are over 18 years of age. However, it should be noted that Factum Financial will not collect any information from users younger than 18 that encounter this website or any of it’s content. If said information is discovered to be representative of anyone under the legal age it will be taken down and deleted immediately.

 

Site Usage Agreement:

 

By continuing to use Factum Financial’s Website, you agree to the standards set forth by the privacy policy, the confidentiality notice, and the legal notices provided on this site, as well as any other binding agreements in the client contract or account agreement set forth by Factum Financial.