Welcome to Factum Financial’s Vault. We’re unlocking the door to this wealth of resources to give people the tools they need to start on their path to financial freedom. In this Vault, you will find a bankroll of knowledge in different formats that will electrify your savings plans and give you the power to become your own banker. While we want to give you the tools that you need to forge your financial future, we must first give you our most powerful currency: wisdom. Use this knowledge freely and wisely. We’ll be here to help along the way.
Annual Patterns of Spending
Everyone has their own annual pattern of spending, but it’s often focused on making returns on the 10% they save over a year instead of all the interest they pay and the 90% of income they could recapture if they own banking function. How are you thinking about your spending? Find out more with Factum Financial.
Fractional Reserve Banking
Do you know how a bank actually makes money? Banks are constantly creating cash flow rather than letting our money sit in their vaults, meaning they use our money to make themselves more money. How would you like that power in your hands? It’s time to become your own banker.