Articles

Six 401(k) Basics That Financial Advisors Won’t Tell You

In the modern American economy, it’s become a common place practice for people to save for retirement using a 401(k) and for employers to offer a percentile match to that 401(k) rather than setting up... ...more

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April 02, 2025•7 min read

Common Problems With Annual Spending Patterns

Sometimes people are fully aware of the spending issues present in their financial plan, but often people that live within a modest budget and pay all their debts on time with a nice cushion of money ... ...more

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April 02, 2025•4 min read

Comparing And Contrasting 4 Major Savings Accounts

Proper savings techniques are one of the major components of our seminars and wealth strategy sessions at Factum Financial. We have written in the past about the interest you really earn with your mon... ...more

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April 02, 2025•4 min read

What In The World Is An “And Asset”?

Chances are if you have been to one of Factum Financial’s seminars or wealth strategy sessions, you have heard the term “And Asset” (and if you haven’t been yet, what are you waiting for? However, the... ...more

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April 02, 2025•3 min read

The Power Of Zero Film Review – Avoid The Runaway Train

If you need to read just one sentence of this review, it’s this: Go home, get a copy of The Power of Zero and prepare for your financial outlook on life to completely change. This amazing film from Do... ...more

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April 02, 2025•1 min read

4 Financial Myths That Young Adults Fall For

Young people are at the height of their youth and vitality, but they are also vulnerable new citizens that are easy to manipulate. Years of bad advice and poor decisions have become fixtures in financ... ...more

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April 02, 2025•4 min read