Joe always aspired to be a neurosurgeon, driven by a desire to save lives and protect families from devastating diseases and conditions. Along the way, he realized that more people suffer from financial disease or instability than from debilitating illnesses. He believes that by putting life in order from the Foundation, many other problems naturally fall into place.
After watching his family’s wealth dissipate in 2008, Joe committed himself to understanding what it truly means to be a good steward of resources. Through careful coaching and academic study, he discovered the greatest asset in the world: Whole Life insurance.
Joe spent over six months reading and re-reading books to ensure this was the path he wanted to pursue, and then went all in. He believes few, if any, assets bring the certainty, peace of mind, and flexibility that Whole Life offers. It is the toughest asset to have on a wealth-building journey. Not only does it improve every year, but it also ensures that loved ones always have the resources they need, both now and in the future.
For those who value certainty, Joe understands the importance of waking up every day knowing that family and wealth are protected, providing the means to make life the most exciting adventure possible.
(602) 752-1395
"Didn't feel pressured or rushed"
"Dealing with Kyle and Joe from Factum, they were both very professional, but at the same time also very personable. I enjoyed our conversations, related to the life insurance or just life. This is a long term investment and relationship, and both have made me feel welcomed. My questions were always explained in detail and they were patient during our setting up my policy. I didn't feel pressured or rushed. I plan on joining this group for a new career."
- Victor Pochop
"Very focused on education"
"Kyle and team are of the highest integrity and very much focused on education such that you can understand the products they offer and how/If they fit your future goals. What an incredible opportunity I’ve had to learn and diversify my savings vehicle such that I have death benefits to protect my family and assets while I leverage my money that previously sat in a bank account with no growth."
- Arizona Real Estate
"Turned complex into simple and manageable"
"Joe and the team at Factum are amazing. They make what is a pretty complex process simple and manageable. I look forward to working with this amazing group for years to come!!"
- Jennifer Bergamini