About Us
Infinite Banking
Use whole life insurance to become your own banker.
Financial Freedom
Make decisions without major concern for the financial impact it will have with a system of assets and minimal liabilities.
Life Insurance
Life insurance protects the people and priorities you value most, with each type offering unique benefits for security, savings, and building a lasting legacy.
Building Legacy
Design a plan so your wealth benefits both you and those who come after you.
Client Testimonials
Hear from those who’ve been where you are now. Our clients share how we've helped them protect their families, build wealth, and create lasting change for future generations.
Keller Williams Partnership
As the exclusive financial education partner to the Keller Williams Wealth Community, we help agents and their clients grow, protect, and pass on wealth.
Resources
Educational Courses
Our mission is to empower individuals to take ownership of their financial future, and that all starts with increasing our financial IQ through education.
Factum University Login
Explore our library of free videos designed to expand your financial knowledge and help you make smarter decisions around money.
Articles
Insightful articles from respected sources across the web to help you grow your financial knowledge.
Books
Trusted authors and thought leaders to help you deepen your financial understanding.
Beat the Banks Podcast
Educating Americans about increasing their savings rate and regaining control of banking functions through the prism of whole life insurance.
Powered by Factum Podcast
Only 20% of new life insurance agents survive beyond 24 months. We're changing that.
Events
Team
Keller Williams Partnership
Careers

joshua smith

Mesa, Arizona

Joshua Smith spent 21 years in corporate America with GE Healthcare, where he built a career rooted in problem-solving, technology, and operational excellence. During that time, Joshua learned the importance of systems, efficiency, and scalability, skills that would later influence his approach to financial strategy. After two decades of stability in a W-2 role, Joshua reached a turning point. The desire for greater autonomy and the realization that

most families and entrepreneurs lack practical financial education ignited his pivot into the world of wealth strategy.

Today, Joshua is a Wealth Strategist at Factum Financial, where he specializes in teaching the Infinite Banking Concept, a strategy designed to give individuals and businesses full control over their finances now and into the future. His mission is simple yet profound: help people break free from traditional banking systems and reclaim the power of their own capital.

Outside of his professional work, Joshua is a dedicated husband and father of six. He and his wife enjoy an active family life filled with sports such as baseball, football, golf, ice hockey, and snowboarding. Their strong family values underpin Joshua’s commitment to helping others build legacies of financial independence and stewardship for future generations.