About Us
Infinite Banking
Use whole life insurance to become your own banker.
Financial Freedom
Make decisions without major concern for the financial impact it will have with a system of assets and minimal liabilities.
Life Insurance
Life insurance protects the people and priorities you value most, with each type offering unique benefits for security, savings, and building a lasting legacy.
Building Legacy
Design a plan so your wealth benefits both you and those who come after you.
Client Testimonials
Hear from those who’ve been where you are now. Our clients share how we've helped them protect their families, build wealth, and create lasting change for future generations.
Keller Williams Partnership
As the exclusive financial education partner to the Keller Williams Wealth Community, we help agents and their clients grow, protect, and pass on wealth.
Resources
Educational Courses
Our mission is to empower individuals to take ownership of their financial future, and that all starts with increasing our financial IQ through education.
Factum University Login
Explore our library of free videos designed to expand your financial knowledge and help you make smarter decisions around money.
Articles
Insightful articles from respected sources across the web to help you grow your financial knowledge.
Books
Trusted authors and thought leaders to help you deepen your financial understanding.
Beat the Banks Podcast
Educating Americans about increasing their savings rate and regaining control of banking functions through the prism of whole life insurance.
Powered by Factum Podcast
Only 20% of new life insurance agents survive beyond 24 months. We're changing that.
Events
Team
Keller Williams Partnership
Careers

Monty Flack

Mesa, Arizona

Monty Flack began his career as a high school Spanish teacher, a role he held for 14 years while also coaching softball for 10 of those years. During that time, he continually looked for ways to bridge the financial gap of making ends meet on a teacher’s salary. His search led him into real estate investing, and in 2009 he was introduced to IBC, allowing him to put his savings to work for his family.

Today, Monty’s gift for teaching continues through life insurance and the Infinite Banking Concept. He uses his passion for IBC to help people explore their curiosity and gain confidence knowing they have a sound financial strategy, one that empowers them to pursue what inspires them and glorifies God.

Book Appointment

(928) 241-0668

[email protected]

TESTIMONIALS

"Professional and patient"

"Monty was extremely professional and patient with all of our questions as well as the amount of time it took us from the initial conversation to the end. Always took time to answer our questions even if they were repetitive, Monty made sure we had everything we needed as well as information for our children so they can decide on what policy is good for them. "

- John

"Potential clients are educated first"

"I knew Factum Financial was the right team, when Monty said, "Ellie- lets get you started with some knowledge first." This approach of making sure potential clients are educated first is not only, selfless but honorable. They have gone out of their way to plant seeds of knowledge and change lives."

- Ellie Pruett

"Grateful for his honesty and expertise"

"Monty has been fantastic. He is responsive and prompt. He helped my family create strategies to navigate student loans, paying off car loans, and planning to purchase a new home. We are grateful for his honesty and expertise. Looking forward to learning more about IBC."

- Brianna Ryff